Newsletter
Newsletter
Consumer News
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Consumer watchdog to look into overdraft fees
Of all the bank fees that customers love to hate, overdraft charges on checking accounts have to be near the top. The government's new consumer protection agency appears to agree.
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Rock-a-bye cheaply -- the best cribs for under $200
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By Kara Reinhardt, Cheapism.com Celebrity watchers crave even the slightest bit of news on the baby girl born last month to music moguls Beyonce and Jay-Z. No detail is too[…] -
Citibank overcharged some iPad users
Citibank double-charged some of its customers for months because of a technical glitch involving its iPad application, the bank acknowledged Friday.
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Tassimo coffee makers recalled over burn risk
Home-brewed coffee lovers, take note: More than a million popular coffee makers are being recalled after dozens of reports of the brewers spraying hot liquid, coffee grounds or tea leaves[…]
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Consumers using smart phones while shopping
When it came to finding the best products and the best prices, more than half of consumers came armed with their cell phones to help them make purchasing decisions last[…]
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Car Safety and Crashworthiness: Manufacturer’s Duties
The principles of product liability provide consumers with some protection against injury from defective products and a means of recovering damages for injuries resulting from the use of defective products. The protection is in general provided by state laws. As a consequence, the nature, extent and procedures connected with this protection vary significantly from state to state.
FDA Recalls: An Overview
When a product is defective or harmful to the public, the Food and Drug Administration (FDA) may order or request a recall of the product from the market. Sometimes, the manufacturers of defective products will voluntarily recall the defective product, while other recalls are ordered by the FDA.
Billing Dispute Protection under the FCBA and the EFTA
The Fair Credit Billing Act (FCBA) and Electronic Fund Transfer Act (EFTA) were enacted by Congress as a means to protect consumers engaging in mainstream credit and debit card payment technology. The FCBA creates procedures and guidelines for the prompt resolution of billing and other disputes over credit accounts. The EFTA protects against unauthorized transactions and errors on debit accounts or other electronic transfers.
Land Sale Scams Covered by ILSFDA
Prompted by an increase in land sale scams in the 1960’s, Congress passed the Interstate Land Sales Full Disclosure Act (ILSFDA) in 1968. Administered by the Federal Department of Housing and Urban Development (HUD).
The Role of the FDA in Regulating Cosmetics
The Food, Drug, and Cosmetic Act (FDCA) defines “cosmetic” as an article intended to be applied to the human body for cleansing, beautifying, promoting attractiveness, or altering the appearance without affecting body structure or functions. Soap, however, is generally not considered a cosmetic.
Noteworthy Cases
Anderson v. Asset Acceptance Corp., 1:03CV97 (N.D. Ohio); Phillips v. Andy Buick et. al., 9th Dist. Ct. App. 2006-Ohio- 5832, jurisdictional motion denied, 2007-Ohio-126
Ford Motor Credit Co. v. Shaun E. Lowe, Cleveland Municipal Court Case No. 99 CVF 15806
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